Savings & Banking Calculators
Run the numbers on CDs, high-yield savings, money market accounts, savings goals, your personal savings rate, net worth and simple interest. Seven tools — one screen each.
All savings & banking tools
0 toolsHow to pick the right savings & banking tool
Deposit accounts & growth: If you have a lump sum to lock away, the CD Calculator shows what you'll walk away with at maturity. For full liquidity, the High-Yield Savings Calculator models the same compounding without the lock-up. To compare an MMA and a savings account side by side, use Money Market vs Savings. The Simple Interest Calculator covers short-term deposits and loans that don't compound.
Goals & tracking: The Savings Goal Calculator tells you exactly when you'll hit $5K, $10K or $50K at your current pace. The Savings Rate Calculator shows what percentage of your income you're actually keeping — the most predictive number in personal finance. To see your complete financial picture, the Net Worth Calculator totals everything you own minus everything you owe.
CD, MMA and HYSA interest is reported on a 1099-INT and taxed as ordinary income — see IRS Publication 550.